Empowering Investments,
Enriching Communities

We are dedicated to creating lasting value through smart real estate investments that not only deliver strong returns but also support affordable homeownership. Our commitment to excellence and transparency ensures that every investment positively impacts both investors and communities.

About Bridge City Factors

Building Bridges, Building Trust

Company History

Bridge City Factors was founded on decades of experience and a shared vision of creating smarter, more impactful investments. Led by a team of seasoned professionals, including Cody and Josh, we bring together expertise in real estate, finance, technology, and asset management.

Cody’s extensive background in mortgage portfolios and Josh’s innovations in tech-driven investing are complemented by a broader team committed to delivering high returns and supporting affordable homeownership.

Our collaborative approach ensures that every investment is backed by in-depth market knowledge and a passion for building a brighter future for investors and communities alike.

What's in a Name?

Rooted in Portland, Oregon, known as “Bridge City,” our name pays tribute to our hometown’s iconic bridges.

These structures symbolize connection, strength, and support — values we embed in every investment we manage. Just as bridges span gaps and bring communities together, we build financial connections that secure prosperous futures.

Opportunity and Stability Through Homeownership

Note investing is an opportunity to go beyond typical housing conversations into Affordable Home Ownership – a way to strengthen communities and create long-term stability for families. Explore how our approach to real estate investing prioritizes sustainable housing solutions that benefit both homeowners and investors.

“The promissory notes we invest in serve those often underserved by traditional institutions. I see this not just as a growing need in the national market, but in the many individual communities that we’re proud to serve.

I’ve spent my career putting people into homes, and I want to spend the rest keeping people in them.”

Cody Cox
Managing Member

Executive Team

With decades of combined experience in real estate and financial management, the Bridge City Factors team brings unparalleled expertise to every investment. Led by industry veterans, we’re committed to strategic growth, rigorous due diligence, and exceptional service, building trust and value for our clients and partners alike.

President | Co-Founder
Executive Officer

Co-Founder | VP of Strategy & Business Development

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Cody Cox

President, Co-Founder, and Executive Offcer
Cody Cox is the Executive Officer of Bridge City Factors Mr. Cox has 40+ years’ experience in the mortgage industry. From a humble start as a Customer Service representative with a regional mortgage servicing company in Walla Walla, WA, he has held positions in many different aspects of mortgage lending. He has been a mortgage loan originator, experience in FNMA underwriting, a Wholesale Account Executive for a national mortgage company, a Vice President, Sale Manager for a national mortgage lending company Home Loan Office Center sales office, to his current position as the Principal Executive Manager for the Oregon Department of Veterans’ Affairs OrVet Home Loan Program, overseeing an annual new loan production of $100 million and a loan servicing portfolio of $375 million. He has also served as a volunteer President of Northwest Real Estate Investors Association, the Portland, OR area investment association.

Josh Cox

Co-Founder | VP of Strategy & Business Development

Joshua Cox is a dynamic business leader with a rich background in sales and marketing technology solutions. Throughout his career, he has showcased an exceptional ability to leverage technology and out-of-the-box thinking to drive business and operational efficiencies. His expertise lies in connecting the dots between people and relationships within the business, fostering communication, understanding, and transparency.

Mortgage Note Investment Experience
Since 2016, Josh has been deeply immersed in the world of mortgage note investing, demonstrating a keen proficiency in analyzing note acquisitions. His strategic approach includes creating systems and tools that provide real-time insights into individual notes and overall portfolios, maximizing returns, and proactively identifying potential challenges before they arise.

Champion of Innovation
Known for challenging the status quo, Josh is never content with the phrase “that’s just how things are.” His driving force is the constant pursuit of better and more efficient ways of doing things.

Ready for the Future
As a fund manager at Bridge City Factors, Josh brings not only a wealth of experience and expertise but also a vision for the future. His commitment to excellence, coupled with a passion for forging meaningful connections, positions him as a driving force in the world of mortgage note investing.

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